Zend certified PHP/Magento developer

Magento 3DS Credit Card validation

What has been people’s experience using 3DS option on Payment Gateway? (Moneris or Authorize.net)

Is 3DS worth it? Do you get a lot more declines because of it? Anything we should be looking out for?

Any experience / knowhow will really help understand whats going on.

We’ve tried 3DS but lots of customers instantly getting declines.

Is it just one of those vaporware tech’s we should be using but none of the credit card companies actually implemented?