Zend certified PHP/Magento developer

Magento2: Issue placing the order with the address saved

When we checkout as guest and enter the address directly in the basket then the order works properly.

When we create account in website but without defining the address in the address book and filling it directly in the basket, we can also confirm the order.

issue is when:
we will create a new account and define the address in the address book. Then when I try to place an order I get an error:

enter image description here

magento 2.3.4